Life Insurance
Health & HMO
Annuities
Retirement Planning
Accident Coverage
TX License #3025297
150+ Providers
Leave No Family Behind
Free Consultations
Life Insurance
Health & HMO
Annuities
Retirement Planning
Accident Coverage
TX License #3025297
150+ Providers
Leave No Family Behind
Free Consultations
Insurance Services 956 Mars Financial Solutions Licensed · Independent · RGV, Texas

Protect What
Matters Most

From life insurance to annuities, retirement plans to health coverage — we work with 150+ top carriers so you get the right protection for your family at the best value. No pressure, just clarity.

150+
Carriers
TX
Licensed
$0
Consult Fee
State Licensed · NPN: 20763288 · No obligation · Your data is private
Free Consultation
Start Your Coverage Plan
A licensed specialist will reach out within 24 hours.
Step 1 of 3 — Coverage
Life Insurance
Health & HMO
Annuity / Retirement
Accident Coverage
Disability
Medicare Supplement
Long-Term Care
Not Sure / Other
You're on the launchpad! 🚀
Your consultation request has been received. A licensed 956Mars specialist will reach out within 24 hours to discuss your coverage options.
Response within 24 hours
Your information is private and never sold. No spam, ever.
What We Cover

One Agent. Every Option.

We're independent, which means we shop every carrier to find the right fit for your life — not a sales quota.

Life Insurance

Term, whole, universal — we find the policy that replaces your income, covers your debt, and keeps your family secure if you're no longer there.

TermWhole LifeUniversalFinal Expense
Health & HMO

Individual, family, and group health plans. We compare HMO, PPO, and marketplace options to get you covered for less.

IndividualFamilyGroupMarketplace
Annuities & Retirement

Create a guaranteed income stream you can never outlive. Fixed and indexed annuities from top-rated carriers like Athene, Jackson, and Allianz.

FixedIndexedIncome Rider
Accident & Disability

If an unexpected accident puts you out of work, your bills don't pause. Accident and disability coverage keeps cash flowing while you recover.

Short-TermLong-TermCritical Illness
Medicare Supplement

Turning 65? We help you navigate Medicare Plans A through N, Advantage plans, and prescription drug coverage so nothing falls through the cracks.

MedigapAdvantagePart D
Long-Term Care

Nursing homes, assisted living, and in-home care are expensive. LTC insurance protects your retirement savings from being wiped out by care costs.

In-HomeFacilityHybrid
The Financial Reality

Why This Matters Now

Most Americans are one crisis away from financial devastation. These are the numbers that don't lie.

44%
Savings Gap

44% of Americans can't cover a $400 emergency expense — leaving families dangerously exposed.

51%
Retirement Crisis

51% of American adults have little to nothing saved for retirement. Don't be part of that statistic.

4/10
Uninsured Households

4 out of 10 households are uninsured, while ~158 million Americans battle a chronic disease.

6/50
Financial Literacy

Only 6 of the 50 states require a standalone personal finance course to graduate high school.

Why Choose Us

An Advisor Who
Works for You

Not for a single carrier. Not for a sales manager. For your family.

01
Truly Independent

We're not captive agents. We shop 150+ carriers simultaneously so you see every option — and we recommend what actually fits, not what pays us the most.

02
State Licensed & Regulated

Texas Department of Insurance License #3025297. Life, Accident, Health & HMO. NPN: 20763288. You're in safe, compliant hands.

03
Education First

We explain every option in plain language before you sign anything. Our goal is an informed family, not a rushed sale.

04
Leave No Family Behind

That's not a slogan. Every RGV family deserves access to financial protection regardless of budget. We find solutions that work for you.

⭑ Texas Department of Insurance
Manuel Martinez
General Lines Agent — Life, Accident, Health & HMO
License #3025297 NPN: 20763288 Active
150+
Carriers on File
$0
Consult Fee
RGV
Locally Based
24h
Response Time
Product Providers

The Power of Choice

Access to the nation's most trusted carriers — all through one licensed, independent advisor in your corner.

150+ Carrier Relationships
We're contracted with every major provider so you never get just one option.
How It Works

From Inquiry to
Coverage in 4 Steps

01
Submit Your Request

Fill out the free consultation form above. Tell us your coverage needs and contact preferences. Takes under 3 minutes.

02
Specialist Reaches Out

A licensed 956Mars advisor contacts you within 24 hours to understand your situation — no pressure, just a conversation.

03
We Shop the Market

We compare quotes from 150+ carriers side-by-side and present you with the best options for your budget and goals.

04
You Choose, We Handle

You pick what fits. We handle the paperwork, underwriting, and enrollment. Your family is protected — you move forward.

Ready to Protect Your Family?

Schedule a free, no-obligation consultation. We'll explain your options in plain language and find the right coverage at the right price.